Medi-Cal & Medicare Planning

Navigating health care in your senior years can be confusing.

Comprehensive Medi-Cal & Medicare Planning for Your Future

Our experienced legal team is here to guide you through California’s Medi-Cal system, protect your assets, and ensure you receive the benefits you deserve.

Medi-Cal Services We Provide

We offer comprehensive support through every stage of Medi-Cal planning:

Eligibility Strategies

Find out if you or a loved one qualifies for benefits.

Crisis Planning

Urgent support when care is needed immediately.

Proactive Planning

Prepare early to protect your home and assets.

Application Assistance

Help with gathering documents and filing correctly.

Program Guidance

Understand which Medi-Cal program fits your situation.

Estate Recovery Avoidance

Legal steps to prevent Medi-Cal from seizing your estate later.

Medi-Cal Recovery & How to Avoid It

Under California Senate Bills SB 33 and SB 833, Medi-Cal can no longer collect from your estate if:

Surviving Spouse or Minor Child

Benefits Received Before Age 55

No Probate Opened After Death

Understanding Medicare

Medicare is a federal insurance program, not based on financial need. It’s available to people who:

  • Are 65 or older and paid into Social Security

  • Are under 65 with qualifying disabilities

  • Have end-stage renal disease

Important facts:

  • Covers short-term skilled nursing (not long-term care)

  • Only pays up to 100 days of nursing home care, with co-payments after day 20

  • Does not cover custodial or extended long-term care

Understanding Medicare

Medicare is a federal insurance program, not based on financial need. It’s available to people who:

  • Are 65 or older and paid into Social Security

  • Are under 65 with qualifying disabilities

  • Have end-stage renal disease

Important facts:

  • Covers short-term skilled nursing (not long-term care)

  • Only pays up to 100 days of nursing home care, with co-payments after day 20

  • Does not cover custodial or extended long-term care