Medi-Cal and Medicare planning.
Navigating health care in your senior years can be confusing. Our team guides you through California’s Medi-Cal system, protects your assets, and helps you receive the benefits you deserve.
Comprehensive Medi-Cal & Medicare planning for your future
Our experienced legal team is here to guide you through California’s Medi-Cal system, protect your assets, and ensure you receive the benefits you deserve.
Whether you are planning ahead or facing an urgent care decision, we help you understand your options and act with confidence.
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Medi-Cal Services We Provide
Comprehensive support through every stage of Medi-Cal planning:
Eligibility Strategies
Find out if you or a loved one qualifies for benefits.
Crisis Planning
Urgent support when care is needed immediately.
Proactive Planning
Prepare early to protect your home and assets.
Application Assistance
Help with gathering documents and filing correctly.
Program Guidance
Understand which Medi-Cal program fits your situation.
Estate Recovery Avoidance
Legal steps to prevent Medi-Cal from claiming your estate later.
Medi-Cal recovery, and how to avoid it
Under California Senate Bills SB 33 and SB 833, Medi-Cal can no longer collect from your estate if:
There Is a Surviving Spouse or Minor Child
Recovery is barred while a surviving spouse or a minor, blind, or disabled child survives you.
Benefits Were Received Before Age 55
Recovery generally applies only to benefits received at age 55 or older.
No Probate Is Opened After Death
Assets that pass outside probate, such as through a properly funded living trust, are protected from recovery.
Understanding Medicare
Medicare is a federal insurance program that is not based on financial need. It is available to people who:
- Are 65 or older and paid into Social Security
- Are under 65 with qualifying disabilities
- Have end-stage renal disease
Important facts about Medicare
Covers short-term skilled nursing, not long-term care.
Pays up to 100 days of nursing home care, with co-payments after day 20.
Does not cover custodial or extended long-term care. That is where Medi-Cal planning comes in.
Get the benefits you deserve, without losing what you own.
We offer a free 60-minute consultation to review your situation and map out the right Medi-Cal strategy for your family.